Titusville, FL Office 321-383-3445       Melbourne, FL Office 321-255-5453
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When student loans, mortgage payments, medical bills and credit card debt become too much, you may feel overwhelmed. We offer the personal help you need to protect your assets, stop creditors from harassing you, and make a fresh start.

The links below can help you learn more about Bankruptcy and Florida Law: Bankruptcy consultations are ALWAYS free at the Law Offices of Roy A. Praver.

If you are considering filing for bankruptcy, you do not have to make this decision alone. The Law Offices of Roy A. Praver can provide you with the help and support you need to handle your financial situation. Contact us today to schedule a FREE initial consultation.
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Wills and Estate Planning

Wills and Estate Planning

  • Will and Estate PlanningWills
  • Living Wills
  • Estate Planning
  • Probate
  • Guardianship
  • Power of Attorney
Asset planning refers to either placing assets beyond the reach of creditors, or making the process of reaching assets so difficult for creditors that it will deter collection efforts, or some combination of the two.

People who never imagined themselves in financial difficulty now see its specter looming on the horizon. They want protection, and they want it now.

If you consult with an attorney or planning professional before you have significant debt, or while you’re solvent, assets can be moved without concern. Unfortunately, we usually see clients when they have incurred significant debt – usually either from business obligations or questionable investments.

While we offer general information here, it is not comprehensive and not intended as legal advice.

 Contact Us

If you are considering filing for bankruptcy, you do not have to make this decision alone. The Law Offices of Roy A. Praver can provide you with the help and support you need to handle your financial situation. Contact the Law Offices of Roy A. Praver today at 321-383-3445 to schedule a FREE initial consultation. We have two convenient locations to serve you:

     Titusville, FL Office                      Melbourne, FL Office
     O: 321-383-3445                            O: 321-255-5453
     F: 321-268-9564


Prior to your appointment, we ask that you go to our online Bankruptcy Evaluation Form, fill it out to the best of your ability, and bring any of the following information with you to your meeting.
  • Any creditors (including collections agencies) from corresponding with you at all, including phone calls, letters, etc.
  • Collection efforts from most entities you owe money too.
  • Any creditor from starting or continuing a law suit against you.
  • Repossessions.
  • Foreclosure proceedings and Trustee Sales.
  • Wage Garnishments or levies, even if garnishment orders are already in effect.

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